If you want to know your past life, look into your present condition; if you want to know your future life, look at your present actions.

Nov 27, 2002-- The San Francisco Chronicle recently reported: "Across the country, major foundations are slashing their giving, because the stock market decline has sharply eroded their assets. (610 reads)

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Take ActionDuring this holiday season, give to local non-profit organizations that may be affected by the economy.

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Be a ladder, not a leader.
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