My big fear right now is about money and how much student loan debt I'm in (about $130,000). In about a year, I will be required to start paying about $1,120 per month on it. I am terrified. I really don't want to take some job that I hate that will kill my soul just to make these payments. I want to start my own business. I don't know how I will ever pay that off. What will happen if I can't pay it? Will I get put in jail? Will I have to declare bankruptcy? These are the thoughts that are going through my mind if I name my fears. Just opening my bank account and looking at it or logging on to the website where my loans are is an act of courage for me right now. Maybe courage begins with just practicing those small steps regularly and getting comfortable with seeing those numbers.